Richard Garrad

Richard specialises in professional indemnity and acts for insurers across both financial lines and personal injury portfolios.

Drawing on his extensive personal injury litigation background, Richard provides clients with strategic, balanced advice on complex liability matters. He combines technical insight with methodical claim evaluation to ensures every matter is carefully assessed to control costs and mitigate risk.

Richard has broad experience across a diverse range of personal injury matters, having advised both defendant insurers and plaintiffs. This experience gives Richard a valuable dual perspective, enabling him to anticipate opposing arguments, evaluate exposure accurately, and develop practical, well-considered strategies.

'I take pride in guiding clients through complex legal challenges, ensuring they remain fully informed at every stage while I drive toward the optimal commercial outcome.'

Richard is focused on delivering strong commercial outcomes for his clients. He takes the time to understand each business, ensuring his advice is grounded in a thorough assessment of risk. Known for his considered and methodical approach, Richard manages claims with precision, safeguards client interests and maintains a clear focus on controlling long-term costs.